Left In Alabama

The Cost of Doing Nothing on Health Care is Too High

by: mooncat

Wed Aug 05, 2009 at 08:35:51 AM CDT


Americans are already paying for health care.  We pay more than anyone else in the world for health care.  Problem is, even though we've scrimped and saved to keep paying the insurance premiums, too often the profit-obsessed insurance industry denies our claim.  Or drops us altogether when we get sick.  And if they decide whatever we have isn't covered by that "comprehensive health care policy" we've paid premiums on for half a lifetime, do they kindly refund our (obviously wasted) money?  No, they do not.  They move it over into their "obscene profits" column, leaving us high and dry. 

Doing nothing has a cost.  We're already paying for health care, we're just not getting our money's worth.  The Just Say NO to Reform party apparently thinks that's OK.

What’s the cost of not reforming health care?

Premiums rising faster than your paycheck.

Insurance companies dictating more and more medical decisions.

Denying you coverage while their profits soar.

 

The cost of doing nothing means rising co-pays and out-of-pocket expenses. Families faced with paying the mortgage or paying for health care.

 

But some leading Republicans, playing politics, have vowed to kill reform.

 

Tell Republicans the cost of doing nothing on health care is just too high.

The lies and half-truths and outright scare tactics about reform aren't just coming from Washington or the usual mouthpieces like Rush Limbaugh and O'Reilly.  Alabama Republicans are actively peddling health care reform disinformation, too.  AlGOP Chairman Mike Hubbard says they're going to tax our iced tea to pay for it, along with a lot of other stuff he knows is either exaggerated or flatly untrue.  Rep. Mike Rogers (R, AL-03) has been spouting scary half-truths about rationing and government run health care on the floor of the House of Representatives.  His hometown newspaper handily takes him to task for those exaggerations.

The White House is taking action to fight these health care smears

There is a lot of disinformation about health insurance reform out there, spanning from control of personal finances to end of life care.  These rumors often travel just below the surface via chain emails or through casual conversation.  Since we can’t keep track of all of them here at the White House, we’re asking for your help. If you get an email or see something on the web about health insurance reform that seems fishy, send it to flag@whitehouse.gov.

Here in Alabama our disinformation isn't limited to anonymous emails.  It's just as likely to come packaged in the form of an op-ed from a Republican leader or a floor speech by a Republican Congressman.  No matter how you wrap it, it still smells like BS. 

 

mooncat :: The Cost of Doing Nothing on Health Care is Too High
Tags: , , , (All Tags)
Print Friendly View Send As Email
Medicare (4.00 / 1)

I believe Medicare suffers from the same problem you discussed above.

And if they decide whatever we have isn't covered by that "comprehensive health care policy" we've paid premiums on for half a lifetime, do they kindly refund our (obviously wasted) money? No, they do not.

 

One major difference is that I'm paying for two premiums, my Blue Cross, and Medicare. You can't opt out of medicare and if you decide to not participate and stay with your private insurance after retirement, you don't get your money back that you've been paying for the last 30+ years.

How can we fix that? Personally I'd like to see the money we pay into medicare be put into our own "lockbox" to quote Al Gore, and if we decide to opt out of it, then we can use that money for what ever insurance plan we desire.



"Speak when you are angry--and you will make the best speech you'll ever regret." - Laurence J. Peter

Why would anyone like to opt out of medicare (0.00 / 0)
and purchase private insurance jarrod?

The work goes on, the cause endures, the hope still lives and the dreams shall never die.~Senator Edward M. Kennedy (D. MA)



[ Parent ]
I could think of a few reasons (4.00 / 1)

One: medicare only covers 80% of costs, medicare recipients often have to get supplemental insurance to help with the other 20%.

Two: medicare may not cover the operation or procedure that the patient wants/needs to have done.

Three: Because they may have private medical insurance that they have had for many years and are happy with their service.

Four: Freedom of choice, because they want to.

There are plenty of reasons out there to opt out, most stem from the fact of personal choice or preference.



"Speak when you are angry--and you will make the best speech you'll ever regret." - Laurence J. Peter

[ Parent ]
Freedom of choice for those who have a choice (4.00 / 1)

The main purpose of healthcare reform is to make sure those without healthcare insurance have access to health insurance.  Those that are happy with their plans or don't want medicare to be their primary insurance have that choice already and nothing will change.

BTW, if medicare won't cover the operation or proceedure, what's makes you think private insurance will cover it?



The work goes on, the cause endures, the hope still lives and the dreams shall never die.~Senator Edward M. Kennedy (D. MA)



[ Parent ]
My original point... (0.00 / 0)
was that the OP was making an argument against private insurance due to not getting refunds for uncovered procedures. That same problem exists with medicare.

Not only that, but I still have to pay medicare premiums even though I have my own insurance. And if I wanted to drop my current private insurance and opt in to use medicare, I'm not eligible even though I'm paying the premiums.

"Speak when you are angry--and you will make the best speech you'll ever regret." - Laurence J. Peter


[ Parent ]
I thought you were a young guy? (0.00 / 0)
Are you sure you pay Medicare premiums?  If you're working, I'm sure you pay Social Security and Disability Insurance (SSDI) but I thought only people over 65 paid Medicare premiums -- my parents had them taken out of their Social Security benefits.  They also paid for an supplemental insurance policy (BCBS is about the only one available in Alabama) to cover the 20% that Medicare didn't pay.  Daddy's doctor loved to say that he'd had every surgery known to man -- some of them twice -- and as far as I know Medicare approved and paid for them all.  It's good, no-hassle insurance*.  Some people do refuse to take Medicare, of course, and they don't pay the premiums either.

*Based on what I've seen of Medicare Part D (prescription drug plan) it's little more than a license to steal and I can't say much good about it.  The information the Bush administration sent out alarmed my folks to the point they were afraid not to sign up for a Part D insurance plan, but best I could tell the premiums plus the co-pays plus the just plain "won't pay for that drug - here try this one your doctor didn't prescribe" costs added up to more than they were paying before they signed up for Part D.  

Work harder and work smarter!


[ Parent ]
Enough of the Mob (0.00 / 0)

New and hard hitting, also from the DNC.  These guys are really working to demonstrate they can spend our donations effectively.

 



Work harder and work smarter!

Lobbyist-run Mobs Behaving Like... (4.00 / 1)
well, MOBS
Freshman Democratic lawmaker 'physically assaulted at a local event'
from http://thinkprogress.org/

When you look at the fervor of some of these people who are all being whipped up by the right-wing talking heads on Fox, to me, you're crossing a line,' Connolly said. 'They're inciting people to riot with just total distortions of facts. They think we're going to euthanize Grandma and the government is going to take over."



When in doubt tell the truth. It will confound your enemies and astound your friends.---Mark Twain


[ Parent ]
Here's My Problem with ALL OF YOU! (0.00 / 0)
I'm not a "right-winger" or a "mobster," so tying any opposition I have to the New Health Care Plan, makes me I-RATE!

It's like your brainwashed to believe ANYONE who opposes OBAMA's government intervention is a RIGHT WING RADICAL - and it could not be further from the TRUTH!

I have a legitimate concern when YOUR party when no one can honestly say they have COMPLETELY read the damn bill. What the HELL are they paid for?

.
.

Is is really as simple as "It must be o.k. because its Democrat and not Republican???

Are we really reduced as a people to not question anything a certain party throws as legislation???

THERE IS NO DEMOCRACY IN STUPIDITY!!!!!!!!!!
..
.

.
.

I am not comfortable or feel safe with the idea of THE SAME Government your all criticized under BUSH CRAMMING their agenda down my throat!!!!

I thought ALL OF YOU were against: Warrantless Phone Tapping / Gitmo / Pandering to Communist Nations / Big Oil / Big Pharmaceutical / etc....

These are all the things THE SAME GOVERNMENT under OBAMA are stroking, re-authorizing, and propping up!!!!

You should all go back and read you old posts and for GOD SAKES go to you tube and Write down Obamas campaign promises he made when we were all pulling for him. - HE LIED, and YOU FLIP FLOP on YOUR OWN POSITIONS to accomodate one party.

Cash for clunkers? We just spent 2 billion for 1/4 million cars at an average 3-4K per trade-in? Anyone do that Math????? Looks like 1 of the 2 billion just went up in smoke because it does not add up!

Oh and not mention the poor people the clunkers could have helped - but NOOOOOO, we have to disable the clunkers, dismantle them, and melt them down....

THE PROCESS OF DESTROYING THESE CARS will produce more carbon emissions than the owner would have produced by keeping them - it's non-sense!!!

And the Government that brought you the asinine Clunker deal, a bail out that was a failure, and weak foreign policy WANTS TO RUN YOUR HEALTH CARE TOO???? ARE YOU KIDDING ME????

WE NEED REFORM, BUT THIS?????? ARE YOU KIDDING ME???? YOU REALLY DEFEND THIS THIS GARBAGE SO VEHEMENTLY????
.
.
.

WELL,

If you want to call me radical for being concerned and NOT being silent, then go ahead - but dare NOT call me a REPUBLICAN or a right winger.... or funded by some lobby or insurance co.
.
.
Why can I not Bi**h as an American????
.
.
.
.
.

If you believe the Sh** in the above video - THEN YOU ALL LIKE LAMBS LED TO THE SLAUGHTER.

THE SAD FACT IS, there is going to be another 3.5 years of Veil on the menu. Might as well get used to saying "Bon Jour!"


what is veil (0.00 / 0)
just wondering

When in doubt tell the truth. It will confound your enemies and astound your friends.---Mark Twain


[ Parent ]
$1 billion was the original allocation for cash for clunkers (0.00 / 0)
The $2 billion is an extension of the program which the Senate is still arguing about -- unless they approved it late yesterday -- so it's future money for the program.  Thus, there is no $1 billion "up in smoke."

Work harder and work smarter!

[ Parent ]
Obama's government intervention? (0.00 / 0)
You mean President Obama's plan to get the country out of the ditch Bush and his cronies drove into?  What I want to know is why those who oppose "Obama's government intervention" would RATHER stay in the ditch?

The work goes on, the cause endures, the hope still lives and the dreams shall never die.~Senator Edward M. Kennedy (D. MA)



[ Parent ]
My point exactly (0.00 / 0)
To say that Bush put us in a ditch is 100% true... No contest.

But why can people not stand up or out and say anything about the bigger hole Obama is driving us into without being "demonized" as the right and left put it???

I just dont get it... It's party politics as usual - THE THING OBAMA PROMISED WAS OVER!

All I'm saying is, if your going to stamp "approval" on everything piece of sh** legislation Obama and (D) Congress puts out JUST BECAUSE he and they is a Democrats, then enjoy the short majority vote you/we got - You are about to be way out numbered (I'm not because I went back to the middle "where the yellow lines are").... And I thought a permanent Republican majority would never happen... just wait! Its coming! pisses me of....

Just go blame Bush some more... let me know how thats working for you in 2/4 years.


[ Parent ]
Because Obama is not driving us into a bigger hole (0.00 / 0)
And no one is blaming Bush, we are blaming Bush's policies for driving us into the ditch.  

Keep on opposing President Obama's policies because he's an African-American and see how that helps the republican party gain control again.

Keep on obstructing President Obama's agenda because he's an African American and let me know how that works for you in 2/4 years.

The republicans controlled the House, the Senate, the White House and the Supreme Court for 12 years and we see where that got us.

What really pi$$e$ me off is the stupid racism.
 

The work goes on, the cause endures, the hope still lives and the dreams shall never die.~Senator Edward M. Kennedy (D. MA)



[ Parent ]
Hold up!!! (0.00 / 0)
Edit:

REDEYE, I had written a really long response here and erased it all. Your allegations of racism on my part truly do not deserve a response. It's stupidity on every level.

People can argue any point however passionately they choose, but when you accuse me of racism considering that I voted for and campaigned for OBAMA as hard as anyone, you my friend do not understand anything I have said.

Democrat does not equal African American - and Democrats are not above reproach - in any era. Good day LIA.



[ Parent ]
PREMIUM AD

blog advertising is good for you

Go to Left in Alabama's Flickr Photostream!



Candidates
Alabama Democratic Party

Governor:
Artur Davis
Ron Sparks
Congress, AL-07:
Martha Bozeman
Earl Hilliard
Terri Sewell
Shelia Smoot
Eddison Walters
Alabama Attorney General:
Michel Nicrosi
Alabama State Treasurer:
Jeremy Sherer
Public Service Commission:
Susan Parker, PSC Place 2
Alabama House of Rep.:
Patricia Todd, HD54
Susan Pace Hamill, HD63

CALENDAR
February 2010
(view month)
S M T W R F S
* 01 02 03 04 05 06
07 08 09 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 * * * * * *
<< (add event) >>

SEARCH




Advanced Search



A community blog for progressive politics, ideas and current events in Alabama. Register now to join the conversation.


MENU
- Mobile

Make a New Account

Username:

Password:



Forget your username or password?


Contact us:





Please take our Blog Reader Project survey.

Support Left in Alabama

RealityCheckIcon H/C Fact Check Card Click to download the DCCC Fact Check Card 


STANDARD ADS

T.H.E. Social Work Agency
Adoption home studies & care management services in the North Alabama area.
Licensed, certified, caring social workers.


blog advertising is good for you



Arise Daily News
ALABAMA BLOGS
9 Numbers
Alabama Democratic Party Blog
Beitel Blog
Bessemer Opinions
Birmingham Blues
Birmingham Science Examiner
Blue Dots in Alabama
Doc's Political Parlor
Fishbowl America
freeThinkBham
Goat Hill News
The Haze Filter
Hard Boiled Dreams of the World
King Cockfight
Legal Schnauzer
Loretta Nall
New England Sketches
OsborneInk
Peace Takes Courage
The Peanut Butter and Jelly Chronicles
Rancho Spenardo
Reasonable Words
Red State Diaries
The Snake Pit
The World Around You
Thomason Tracts
Thoughts & Rants of an Independent
Time is Spherical, Not Linear
Watch for Snakes n ~~Scottsboro~~
WriteChic Press

ALABAMA RESOURCES
ACLU of Alabama
Alabama Arise
Alabama Citizens for Constitutional Reform
Alabama Conservationist
Alabama Democratic Conference
Alabama Democratic Party
Alabama Federation of Democratic Women
Alabama Hotline
Alabama Legislature
Alabama Poverty Project
Alabama Secretary of State's Office
Blue River Democrats
Equality Alabama
Greater Birmingham Ministries
Initiative and Referendum
League of Women Voters of Alabama
Madison County Democrats
Madison County Democratic Women
Marshall County Democrats
Over the Mountain Democrats
Rocket City Democrats

SOUTHERN BLOGS
Blue Oklahoma
Burnt Orange Report
Daily Kingfish
Facing South
From a Buick
KnoxViews
Media Gadfly
The Old Black Church
Pine Belt Progressive
Progressive Electorate
plezWorld
Tondee's Tavern
West Virginia Blue

BLOGROLL
African American Political Pundit
AmericaBlog
An Examination of Free Will
Bartcop
Bitch Ph.D.
Blog for Rural America
Blogs United
Blue Gal
Booman Tribune
Chris Mooney
Corrente
Crooks and Liars
Daily Diatribes
Daily Kos
Docudharma
EENR Blog
Eschaton
Firedoglake
First Draft
FiveThirtyEight
Gun Toting Liberal
Hullabaloo
Jack and Jill
Juan Cole
The Left Coaster
The Mississippifarian
MyDD
My Left Wing
Notion's Capital
Oliver Willis
Open Left
Orcinus
Plush Life
Political Cortex
Riverbend
Scoobie Davis
Senate Guru
Spocko's Brain
Swing State Project
Suburban Guerilla
Talk To Action
Talking Points Memo
The Airport Report
The Field Negro
Think Progress
US Politics News


RESOURCES
2010 racetracker
Center for American Progress
Follow the Money
In Their Boots
Opensecrets
Pew Research Center
Progressive States Network
CONSERVATIVES
Jon Swift
Flashpoint
Right in Alabama

Subscribe

 Subscribe in a reader

Subscribe in NewsGator Online

Add to Excite MIX

Subscribe in FeedLounge

Subscribe in Bloglines

Add to My AOL

Add Left In Alabama - Front Page to Newsburst from CNET News.com

Add to Google Reader or Homepage

Powered by FeedBurner

Add to Technorati Favorites


Powered by: SoapBlox